Skicka pengar utomlands från Sverige - Wise, tidigare TransferWise (2024)

FAQs

Which bank does Wise use in the USA? ›

All under lock and key. Every cent of the $11 billion we move each month is protected. We use HTTPS encryption and 2-step verification to make sure your transactions are secure.

What is Wise? Wise isn't a bank, however, Wise is a trusted Money Services transmitter that is regulated by Federal and State regulators.

Send money abroad with the Wise app

Send money, receive payments from abroad, check exchange rates – all in one app. Cheaper transfers abroad - free from hidden fees and exchange rate markups.

United States

Wise US Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) and renews its registration annually.

Wise accounts aren't FDIC insured, due to its status as a non-bank, their safeguarding process protects customers and their funds to make sure they're always available whenever needed. Read more about why Wise funds aren't FDIC insured.

Limited availability of card services: Users in certain countries have voiced complaints about the lack of availability of card services on TransferWise. This limitation restricts their ability to make payments using cards on the platform, causing inconvenience for those affected.

For most people, there are no limits on how much you can receive and hold right now.

If the money has already gone through, we can't guarantee you'll be able to get it back. But we'll do everything we can to help. We'll send you any money that comes back to us.

Fintech Wise has announced lsome customers' personal data may have been compromised due to the recent data breach at Evolve Bank and Trust. Wise partnered with Evolve from 2020 to 2023 to provide USD account details.

Who is the owner of Wise? ›

Wise PLC, previously known as TransferWise, is a financial technology company focused on global money transfers. Headquartered in London, it was founded by Kristo Käärmann and Taavet Hinrikus in January 2011.

We will deactivate accounts that we believe go against your agreement with us, so always check the Terms of Use and Acceptable Use Policy for your region. We can't tell you specific reasons why we closed your account, and Customer Support doesn't have the ability to view the reason.

Is Wise safe for large amounts? Yes it is. Wise is regulated around the globe, and uses encryption and 2FA for logins, passwords to transfer money, and 3DS for card payments. By law Wise has to 'safeguard' your money - plus, Wise has an in-house security team to monitor fraud and keep your money and data secure.

Your money is safeguarded

We're licensed to hold your money and follow strict rules to keep it safe. As we're not a bank, your money isn't FSCS protected – we safeguard it instead. That means we hold it with established institutions, separate from our own accounts.

This is where Wise can help streamline this process. Wise is cheap, fast and a secure alternative to sending an international wire transfer with Bank of America.

Customers are required to disclose and pay any necessary taxes associated with transfers made through our systems, or on cash received into their Wise Account. The triggering of a tax liability and/or reporting obligation will depend on your tax residency, the nature of the income, and potentially the amount.

You can pay us in the following international currencies. Please ensure the invoice number is included as a reference. Wise's partner bank in the US is called Community Federal Savings Bank.