Current Accounts | Open a current account online | Barclays (2024)

Current Accounts | Open a current account online | Barclays (1)

Find a current account that works for you

Everyday current accounts

Barclays Bank Account

No monthly cost

Our standard and most popular account – it’s flexible and tailored to your needs.

What you'll get

Optional arranged overdrafts

Rewards for banking with us

Manage your money with the Barclays app1, Online Banking and more

You'll need to

Be aged 18 or over

Be a UK resident

Barclays Bank Account

Premier Current Account

No monthly cost

With Premier, you’ll get access to a range of exclusive products and benefits.

What you'll get

Dedicated team of Financial Guides and access to 24/7 servicing support

Exclusive rates on Premier mortgages and savings accounts

Collect Avios with Barclays Avios Rewards or earn cash rewards with Barclays Blue Rewards, both for a monthly fee

You'll need to

Be aged 18 or over

Be a UK resident

Join Premier Banking by opening a Premier Current Account. You also need a gross annual income of at least £75,000 paid into the account, or a total balance of at least £100,000 in savings with us, in Barclays UK investments, or in a mix of savings and investments.

Premier Current Account

Open a current account straight from the Barclays app.

Student and graduate current accounts

If you’ve lived in the UK for less than 3 years

Unfortunately, you can’t apply to a Student Additions Account if you haven’t been a UK resident for 3+ years – but you can still apply for a Barclays Bank Accountin the Barclays app.

Student Additions Account

No monthly cost

Get more from your everyday banking with our account designed for student life.

What you get

Apply for an interest-free overdraft up to £1,500 over the course of your studies2

Manage your money with the Barclays app1, Online Banking and more

To apply, you must

Be 18 years or older

Have lived in the UK for at least 3 years

Be studying full-time in the UK

Be studying for an undergraduate degree that’ll last at least two years

or

Studying for a postgraduate degree (1-year minimum length)

or

Studying for a Higher Apprenticeship (Level 4+)

If you’ve lived in the UK for less than 3 years

Unfortunately, you can’t apply to a Student Additions Account if you haven’t been a UK resident for 3+ years – but you can still apply for a Barclays Bank Account in the Barclays app.

Student Additions Account

Higher Education Account

No monthly cost

Whether you’re looking to start your first job or travel the world, take the next step with this account – available for three years after you graduate.

What you'll get

No hidden charges

Optional arranged overdrafts

Add packs to your account – including our Tech Pack and Travel Pack

You'll need to

Be aged 18 or over

Be a UK resident

Have completed a higher education programme in the last three years

Higher Education Account

Accounts for under 18s

Child’s Account – BarclayPlus

No monthly cost

Start your banking journey with our simple, secure account for 11 to 15 year olds.

What you'll get

A cash card or debit card

Adedicated BarclayPlus app3–designed especially for children

Use Apple Pay4or Google Pay to buy things with your phone.

You'll need to

Be aged 11 to 15

Be a UK resident

Get a parent or guardian to provide ID for you.

BarclayPlus

Young Person’s Account

No monthly cost

Spend, save and learn more about money with our account for 16 to 17 year olds.

What you'll get

Afree account with no hidden fees

Use Apple Pay or Google Pay to buy things with your phone

The Barclays app, to manage your money on the go.

You'll need to

Be aged 16 or 17

Be a UK resident.

Young Person’s Account

Foreign currency current accounts

Foreign Currency Account

No monthly cost

Make and receive foreign payments with our foreign currency accounts.

What you'll get

Reduced exchange rate risk

Cash deposits and withdrawals

12 currencies available

You'll need to

Be aged 18 or over

Have had an active sterling account with us for at least 6 months.

Foreign Currency Account

Current Accounts | Open a current account online | Barclays (4)

Not sure you’re eligible?

If you’re not eligible for our current accounts, don’t yet have a UK account, or you’re experiencing financial difficulty, a Barclays Basic Account could be right for you.

Barclays Basic Account

Important information

  1. You need to be 18 or over to access these products or services using the app. T&Cs apply.Return to reference

  2. Subject to financial status and lending criteriaReturn to reference

  3. If you’re 11 or 12, you’ll need permission to access the Barclays app from your parent or guardian. They can do this when you first open your account, or by visiting a branch any time.Return to reference

  4. You must be at least 13 years old to use Apple Pay.Return to reference

Current Accounts | Open a current account online | Barclays (2024)

FAQs

How do I open a current account immediately? ›

To open a Current Account, all you need to do is:
  1. Check your eligibility criteria for opening a Current Account. ...
  2. Download the account opening form from the bank's website. ...
  3. Fill up the opening form with all the relevant and necessary details.
  4. Collect the list of documents that will be required by the bank.

What's the easiest bank account to open online? ›

We like Chime because you can open a checking account in approximately two minutes online or through the Chime mobile app. Eligibility doesn't include a credit check or ChexSystems check, so it's easy to get approved. Chime's online checking account comes with a highly rated mobile app and no fees or minimums.

What is the easiest bank to get approved for? ›

What are the easiest bank accounts to open online?
BankBest forTime to apply
Chime 4Bad creditUnder 5 minutes
ChaseHigher balancesAbout 10-15 minutes
CurrentDebit card rewardsAbout 5 minutes
AllyEarning interestAbout 5 minutes
12 more rows

Can I get 2 current accounts? ›

It is definitely possible to have more than one current account open at any given time. In fact, there are several reasons why doing this would make perfect sense for you. For example, you may choose to have a current account for various different purposes, including: Spending.

Which bank offers instant account opening? ›

Instant account opening is easy with HDFC Bank. All you need is a working mobile number, Aadhaar number and a PAN number to open an account.

Which bank is best for opening a current account? ›

Best Current Accounts in 2024

IndusInd Bank: Free fund transfer benefit via NEFT, RTGS, and IMPS. HDFC Bank: Pre-approved loans on current account deposits. Kotak Mahindra Bank: Convert current account balance to term deposits. SBI: Surplus funds in the current account are transferred to the term deposit account.

Can I open a bank account online and use it right away? ›

The bank might take a couple of days to verify your information and process your funds. But once it does so, you can start using your new bank account. If you don't already have one, you can create an online account to view your balance and transfer your funds.

What bank can I open a checking account online with no deposit? ›

Summary of Best Free Checking Accounts With No Deposit
AccountForbes Advisor RatingLearn more CTA below text
NBKC Bank Everything Account4.6Read Our Full Review
Connexus Credit Union Xtraordinary Checking4.6Read Our Full Review
Ally Bank Spending Account4.5On Ally Bank's Website Member FDIC
2 more rows
Jun 7, 2024

What bank does not do a credit check to open an account? ›

Compare the best banks with no credit check
BankBest forMinimum opening deposit
DiscoverCash back on purchasesNone
SoFiExtra FDIC insuranceNone
Bank of AmericaFlexible banking$100 2
TruistNo overdraft fees$50
5 more rows

What bank gives you a second chance? ›

Second-chance checking accounts allow those who have been denied a traditional account to open a specialized one to help them build a strong financial foundation. Financial institutions offering second-change checking accounts include Capital One, Chime, GO2bank, GTE Financial, Fifth Third, Varo and Wells Fargo.

Which bank account can I open with bad credit? ›

Basic bank accounts give you a place to store and deposit money, pay bills and use online banking - even if you have poor or no credit history. Basic bank accounts are different from current accounts as they don't have an overdraft facility. This makes them less risky and reduces your chances of getting into debt.

What bank gives the most for opening a checking account? ›

The 10 best checking account bonuses for June 2024: earn up to $700
Bank & accountBonus amountDirect deposit required
BMO: Relationship Checking$500$7,500
Chase: Chase Total Checking$300$500
Citibank: All Citibank checking accounts$300$1,500
Key Bank: Key Smart Checking$200$500
6 more rows

Can I open a current account without switching? ›

Can I just open a new current account without having to switch? Yes. As long as you fit the eligibility criteria, you can open a new current account. But some banks expect you to pay in a set amount of money every month, or pay your salary into the account.

What banks offer sub-accounts? ›

How to set up a sub-savings account
  • Capital One 360 / ING Direct (This is the one I use)
  • Ally Bank.
  • Barclays Online.
  • Discover Online Savings.

Can anyone check how many bank accounts I have? ›

Bank secrecy laws protect the privacy of bank account holders, making it difficult to obtain information about these accounts without the account holder's consent.

How do I open an urgent bank account? ›

5 Easy Steps To Create A Savings Account Online
  1. Step 1: Get online: ...
  2. Step 2: Keep the documents required for opening a Savings Account handy. ...
  3. Step 3: Experience better banking with video KYC. ...
  4. Step 4: Explore the HDFC Bank Savings Account – to access banking services almost instantly.

How long after opening a current account can you switch? ›

How long does a current account switch take? The switching service takes seven working days. So the earliest your switch can be completed is just over a week from when you sign-up with your new bank. You choose the date you wish to switch, so it can be later if you prefer.

Can I open a current account with bad credit? ›

Basic bank accounts aren't just for people with bad credit. Although they're most commonly used by those with a poor credit score, you can ask your bank whether you may be eligible to open one, regardless of your credit situation.

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