Current Accounts | Open a current account online | Barclays (2024)

FAQs

How do I open a current account immediately? ›

We like Chime because you can open a checking account in approximately two minutes online or through the Chime mobile app. Eligibility doesn't include a credit check or ChexSystems check, so it's easy to get approved. Chime's online checking account comes with a highly rated mobile app and no fees or minimums.

It is definitely possible to have more than one current account open at any given time. In fact, there are several reasons why doing this would make perfect sense for you. For example, you may choose to have a current account for various different purposes, including: Spending.

Instant account opening is easy with HDFC Bank. All you need is a working mobile number, Aadhaar number and a PAN number to open an account.

Best Current Accounts in 2024

IndusInd Bank: Free fund transfer benefit via NEFT, RTGS, and IMPS. HDFC Bank: Pre-approved loans on current account deposits. Kotak Mahindra Bank: Convert current account balance to term deposits. SBI: Surplus funds in the current account are transferred to the term deposit account.

The bank might take a couple of days to verify your information and process your funds. But once it does so, you can start using your new bank account. If you don't already have one, you can create an online account to view your balance and transfer your funds.

Second-chance checking accounts allow those who have been denied a traditional account to open a specialized one to help them build a strong financial foundation. Financial institutions offering second-change checking accounts include Capital One, Chime, GO2bank, GTE Financial, Fifth Third, Varo and Wells Fargo.

Which bank account can I open with bad credit? ›

Basic bank accounts give you a place to store and deposit money, pay bills and use online banking - even if you have poor or no credit history. Basic bank accounts are different from current accounts as they don't have an overdraft facility. This makes them less risky and reduces your chances of getting into debt.

Can I just open a new current account without having to switch? Yes. As long as you fit the eligibility criteria, you can open a new current account. But some banks expect you to pay in a set amount of money every month, or pay your salary into the account.

Bank secrecy laws protect the privacy of bank account holders, making it difficult to obtain information about these accounts without the account holder's consent.

How long does a current account switch take? The switching service takes seven working days. So the earliest your switch can be completed is just over a week from when you sign-up with your new bank. You choose the date you wish to switch, so it can be later if you prefer.

Basic bank accounts aren't just for people with bad credit. Although they're most commonly used by those with a poor credit score, you can ask your bank whether you may be eligible to open one, regardless of your credit situation.